If you're filing on a budget, here's how to do it without getting scammed.
Some tax returns just don't need a premium firm — and we’re not here to convince you otherwise.
But if you're going to DIY your taxes, you deserve options that are honest, affordable, and actually have your back.
The bad news? A lot of the "free" filing services you see blasted everywhere aren't really free.
The good news? There are still legit ways to file without getting tricked, trapped, or overcharged.
Here’s what we recommend instead:
1. IRS Direct File
Cost: Free
Best for: W-2 earners with simple federal returns.
The IRS now offers its own Direct File system — a truly free, clean way to file your federal taxes if you qualify. No bait-and-switch. No upsells. No nonsense.
👉 Learn more about IRS Direct File →
2. FreeTaxUSA
Cost: $0 for federal, low-cost for state
Best for: Filers who don’t qualify for Direct File but still want an affordable, ethical DIY option.
FreeTaxUSA is not owned by Intuit (TurboTax’s parent company). They offer straightforward pricing, excellent user reviews, and none of the "gotcha" tactics. It’s what DIY tax filing should look like.
Why we strongly recommend avoiding TurboTax
TurboTax (owned by Intuit) has been in the news — repeatedly — for misleading marketing practices.
They’ve steered millions of taxpayers into paid products that were advertised as free, and faced government scrutiny for it. We believe you deserve better.
If you're doing it yourself, choose an option that respects your intelligence and your wallet.
P.S. If your return ever gets more complicated — self-employment income, rental property, major life changes — we’re here to make sure it’s done right.
Disclaimer: The information provided in this blog post is for informational and educational purposes only and should not be construed as personalized legal, accounting, or tax advice. No client relationship is formed by reading this content alone. While every effort is made to ensure accuracy, the information may not apply to your specific circumstances. Please consult a qualified professional for advice tailored to your situation. Ryan Almusawi is admitted to practice before the IRS as an Enrolled Agent. Ryan Almusawi, LLC. d/b/a Clarion Tax & Advisory is not a CPA firm and does not provide attestation or assurance services.